Wednesday, April 16, 2008
use your card wisely
do you want to know how to use your credit card wisely?Don't get a credit card that charges fees and don't get a store credit card. You should only charge what you can pay off completely before interest kicks in but if you have a store credit card and are late on a payment you could be paying 30% interest. Ask for a low limit, one that is only about half your monthly income. Ask the company to not raise you limit unless you authorize it. DON'T shop online when you've been drinking and always leave your credit card at home if you're going to a bar or a casino. Always remember that once you get yourself into debt it's very difficult and expensive to get out of it.Learn as much as you can about credit cards fraud to make sure you're never a victim. Sign the back of your card, don't use it any where shady and keep a photocopy of it at home incase it's ever stolen so you can have all the info to cancel it quickly.for you to ba able to know more about how to use your credit cards wisely wether online or not please do visit yourcreditnetwork.com today.
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